Merchant Cash Advance Information

A merchant cash advance (MCA) is based upon the business revenue, not credit scores. After a review of the four most recent business bank statements, cash advance decisions take into consideration a number of factors including:

  • Time in business (minimum one year)
  • Monthly revenue (minimum of $10,000 per month)
  • Active advances with other companies (if any)

After due diligence by Underwriting, an offer may be extended to support the business’ needs. This usually takes 24 hours or less once all documentation has been received.

Why Choose Nextwave Funding?

  • Direct source of funding
  • Credit challenges not a problem
  • We service and manage the account
  • Broad national reach
  • Provided hundreds of millions in funding to businesses over the past 5 years
  • Serving businesses of all sizes

Evaluate and Offer

Within 24 hours after application is submitted, a Funding Advisor will provide you with a documented and clear set of terms for the amount of an advance available, the time frame of the transaction, and any/all costs associated with the advance.

Begin Online or By Phone!

Help with your business funding needs is only a few clicks or phone call away. Our online form makes it easy to start anytime, day or night. If you’d prefer to speak with someone, our Funding Advisors are friendly and standing by to walk you through the process.

Receive Funding

Working with our contract team, you will review the agreements, coordinate all documentation via web and phone, and have monies wired to you in a matter of days.