MCA vs. Business Loans

A merchant cash advance (MCA) will provide funding based on your business’ sales volume, while commercial funding is offered at a fixed amount. MCAs are paid back by a percentage of your business’ sales while commercial lending are paid back on a set monthly installment schedule.

Why Choose Nextwave Funding?

  • Direct source of funding
  • Credit challenges not a problem
  • We service and manage the account
  • Broad national reach
  • Provided hundreds of millions in funding to businesses over the past 5 years
  • Serving businesses of all sizes

Evaluate and Offer

Within 24 hours after application is submitted, a Funding Advisor will provide you with a documented and clear set of terms for the amount of an advance available, the time frame of the transaction, and any/all costs associated with the advance.

Begin Online or By Phone!

Start with our online application or with one of our Funding Advisors by calling 855-910-8774. Help with your business funding needs is only a few clicks or phone call away. Our online form makes it easy to start anytime, day or night. If you’d prefer to speak with someone, our Funding Advisors are friendly and standing by to walk you through the process.

Receive Funding

Working with our contract team, you will review the agreements, coordinate all documentation via web and phone, and have monies wired to you in a matter of days.